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HTL Insurance and Investment -

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Protecting Your Assets & People

Protecting Your Assets & People

We can provide cover for a range whatever your business needs. From protecting against accidental loss and damage to property you own, to liability insurance and even cover for losses from employee fraud - we can cover it.

Our advisers can help you find the right insurance policies to meet your business needs, including:

  • Property Damage Insurance - covers you for accidental loss or damage to your insured property at your business premises.
  • Business Interruption Insurance - covers you for lost business profit as a result of accidental loss or damage to your property.
  • Machinery Breakdown Insurance - covers you for sudden and accidental breakdown of your electrical and mechanical plant.
  • Goods in Transit - covers you against accidental loss or damage to your property or cargo while in transit in New Zealand.
  • Car and vehicle Comprehensive Insurance - covers you against accidental loss or damage to your vehicles.
  • Liability Cover - covers your legal liability to pay compensation to third parties for personal injury or damage to their premises.
  • Construction insurance - whether you're carrying out renovations on your home or business premises or building a new home, bach or commercial building there is a specialist policy to cover you.
  • Key person insurance - by taking key person insurance, your business receives a lump sum payment if a key person can no longer work because of illness, injury or death. Key person protection can help you meet your short-term business obligations, offset the effect on profits and help provide the funds to find and train a suitable replacement.

For all your business insurance needs, contact us today for a free, no-obligation chat. 

A free disclosure statement is available on request.