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Travel Insurance

Travel Insurance

If you're heading off on your family holiday or overseas experience, you should make sure you have travel insurance in place.

What is travel insurance and what does it cover?

Travel insurance covers the risk of you incurring unexpected expenses as a result of various events or circumstances, while you're holidaying overseas.

The events and circumstances covered vary from policy to policy, and your choice will be determined to a large extent by the countries you're visiting and the amount of time you're away. Travel insurance usually covers some or all of:

  • sickness developed overseas resulting in large medical bills and perhaps preventing your ongoing travel
  • theft of luggage, money, passport and travel documents
  • major transport delays disrupting your ongoing travel
  • costs associated with cancellations or alterations to your travel schedule due to unexpected events
  • excess on rental vehicle insurance.

Why do I need travel insurance?

Unfortunately your New Zealand-based health, disability, life and asset insurance policies are usually of no use to you at all when overseas, particularly in the USA where health costs can be astronomical. So to cover the types of risks outlined above, you'll need to purchase a travel insurance policy before you leave the country.

We can help you find a range of travel insurance which provides you with choice and flexibility, so you can select the best option to suit your needs. 

So if you need travel insurance, contact us today. 


A disclosure statement is available from your Adviser on request and free of charge.